Home For Good Blog

The Work of the Fair Housing Act Is Not Yet Complete


Homeownership is a cornerstone of the American Dream and often a doorway to greater opportunity.

The family that is able to buy or rent in a neighborhood with a thriving local economy is undoubtedly more likely to find the kinds of quality, well-paying jobs that will help them move up the economic ladder.

Children who are able to attend good school systems have a greater chance of moving on to higher education and achieving their professional dreams.

Choosing where to settle down is a decision with tremendous implications for a family’s future.

Unfortunately, not everybody is given a fair shot at living in the communities of their choice.

The Fair Housing Act, signed into law more than 45 years ago to end discriminatory housing practices, has been an essential safeguard for Latino families who would otherwise have been denied equal access to housing.

A 21st-Century Economy Cannot Afford to Be “English-Only”


Whether or not a consumer speaks the English language should not make her rights any less defensible when they are violated.

Consumers with limited English proficiency (LEP) represent a substantial portion of the nation’s growing economy.

Unfortunately, multilingual offerings in the U.S. financial industry are grossly deficient.

Latinos currently represent 16.7 percent of the U.S. population with a purchasing power estimated to reach $1.5 trillion by 2015.

According to the 2010 U.S. Census, by 2015, one in three newborns will be Latino.

Small Steps to Revive the American Dream of Homeownership

President Obama recently gave a speech in Arizona announcing areduction in mortgage insurance premiumscharged by the Federal Housing Administration (FHA).

This much-needed policy change will save homeowners with FHA loans an average of $900 a year on their mortgage payments while making the dream of homeownership more affordable and easier to reach for many Americans, including Latinos.

Unfortunately, the key message and potential benefits to hard-working Americans were lost following the announcement.